How to Choose a Financial Advisor

 In a world where financial uncertainty is a leading concern for many individuals, finding a trustworthy and responsible financial advisor is a very important task. For most people the future of their finances is daunting and even incomprehensible at times, making it easier to just not worry about. This is where a good financial advisor can help. Being able to trust someone else with the future of your finances is difficult but finding someone you trust to make the best decisions for you oftentimes is the best option for your financial life. With such an array of different opportunities in the financial advising world, including the immersion of robo-advisors, the number of options can be overwhelming.  After reading this blog, I hope you will have a better understanding of things to take into consideration when choosing an advisor.

1.  First, find someone with whom you can connect and have good conversations. With a topic that is as private and close guarded as finances, finding someone who you can connect with and have open conversations with is extremely vital. A degree from a top business school or years of experiences is important, but at the end of the day, you will never get the most out of your experience with an advisor if you cannot trust him/her.

2.  The next important thing to consider is finding someone with similar values as your own, or at least someone who will respect your lifestyle views while managing your portfolio.  In the specific example of Christianity, you want to find an advisor that understands that your life as a Christian is going to lead the way on how you manage your money. If you and your advisor are not on the same page as far as your worldview and values leading the way on your finances, there will be problems later down the road.

3.  The third tip for choosing a financial advisor is to choose someone who will hold you accountable and give a fresh perspective to your financial life. This is one of the main reasons as to why anyone, including people with careers in the financial world, should have a financial advisor.  It is important to have someone who will hold you accountable in the area of your goals and aspirations, because it is human nature to get tired of planning for the future and give into immediate desires. Therefore, having an objective third party to bring wisdom and accountability to your finances is crucial.

It is crucial to note how all three of these tips have nothing to do with knowledge, but rather personality and values. Obviously, when choosing an advisor, a proven track record and knowledge on the topic, often proven by certifications, is something you would want to take into consideration, but they are not the only things to consider. When combining the advisor’s knowledge AND the relational skills, your portfolio and peace of mind will benefit the most. 

If you are looking for a financial advisor who shares the same Christian worldview as you, visit or if you are a college student looking for peer financial coaching with a Christian worldview visit