Features:

• Finish course in 1 year or less
• Your assigned advisor will stay in touch and help keep you on pace
• Online modules, including recorded whiteboard lectures, videos, interactive games, and exercises – available anytime
• Course designed by instructors that served on the CFP Board of Examiners
• Access to watch recordings of exam reviews where instructors cover the most important concepts for the course and what is most likely to be on the exams
• Includes the Certified Kingdom Advisors Educational Program as the major portion of the Capstone Course.

Time & Duration:

Students meet twice a week online with an instructor to review and discuss course material in an interactive and engaging environment. Classroom times are described on the links below. Best of all, classes are recorded for playback so students are not penalized if they miss a session. The Live-Online Courses begin in the months of January, March, May, July (Click Months for Schedules). You are given one year to complete the courses.

Courses Within Certificate:

Fundamentals of Financial Planning and Insurance

This course introduces participants to the theory and practice of financial planning. It provides an overview of the financial planning process and offers guidance for managing a client’s risk while achieving goals through savings and investments. Topics include life, health, disability, and long-term care as well as property, Social Security, and personal liability insurance. In addition, the course covers time value of money, education, and retirement funding. A financial calculator, such as an HP 12C or 10BII, is required.

Investment Planning

This course introduces concepts regarding modern portfolio theory, risk reduction, debt and equity securities, derivatives (including options and futures contracts) and asset allocation strategies. Participants will learn how to determine a client’s risk tolerance and select appropriate assets based on the assessed risk tolerance and the client’s goals.

Income Tax Planning

This course provides detailed coverage of gross income inclusions, exclusions, deductions before and after adjusted gross income, and tax credits, while focusing on the taxation of individuals, sole proprietorships, C-corps, S-corps, partnerships and LLCs. In addition, participants will learn planning techniques for taxation avoidance and minimization strategies.

Retirement Planning

This course provides a comprehensive overview of qualified (defined benefit, profit share, 401(k) plans and non-qualified (deferred compensation, incentive stock options, employee stock purchase plans) retirement plans, other tax-advantaged plans (SIMPLE, Roth and traditional IRAs), and employee benefits. This course also presents an overview of the Social Security disability and health care programs such as Medicare.

Estate Planning

This course provides professionals with an introduction to wills, trusts, the probate process and the taxation of estates. Course participants will also learn the tax implications of gifts and bequests during lifetime and at death. The approach provides students with taxation avoidance and minimization techniques useful in planning a client’s estate.

Plan Presentation/Capstone Course

The Plan Presentation course consists of both online, self-paced study combined with live-online instruction. Students will learn how to prepare and present a financial plan with a biblical worldview by going through the 20 Certified Kingdom Advisors modules and then using financial planning software and multiple approaches to identify and plan for a client’s goals and risks. This course does fulfill the CFP Board’s Capstone Course requirement.

Requirements:

Students must complete all six courses with a passing grade of 70% or greater in order to fulfill the CFP® certification education requirement. Following successful completion of your program, Dalton offers a CFP review program. Please visit the CFP Board for the current requirements for earning the CFP® certification.